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 IN 2008 THE U.S. FINANCIAL SYSTEM ALMOST FAILED

THIS NEAR FAILURE REVEALED AN UNIMAGINABLE SYSTEMIC FINANCIAL DYSFUNCTION.

330,000,000 AMERICANS AND 35,000,000 CANADIANS IN NORTH AMERICA RELY ON THE INTEGRITY OF THEIR FINANCIAL SYSTEMS.

ANY SYSTEMIC DYSFUNCTIONAL FAILURE BE IT FINANCIAL, POLITICAL, ECONOMIC OR SOCIAL HAS A DIRECT IMPACT ON THE FINANCIAL WELL BEING OF THE CITIZENS OF BOTH COUNTRIES – AND THE REST OF THE WORLD.

MY CONCERN IS THE EFFECT ON CANADA.

THE WALL STREET DEBACLE DREW THE ISSUE TO MY ATTENTION WITH GREAT DISMAY.

HERE ARE OTHER U.S. AREAS OF DYSFUNCTION THAT ARE EQUALLY TROUBLING:

 

  • HEALTHCARE
  • PHARMACEUTICAL (PFIZER/PHARMACIA/BEXTRA)
  • EDUCATION
  • POLITICAL
  • JUDICIAL (AP – NEWS SEIZURE OF PHONE RECORDS BY DOJ)
  • MILITARY ESTABLISHMENT
  • FBI SHOOTINGS
  • IRS – POLITICAL TARGETING
  • CIA – BRUTAL INTERROGATION OF TERRORISTS
  • SUPREME COURT – VOTING RIGHTS WITHDRAWN
  • FUNDING FOR RESEARCH IN MEDICAL ADVANCES
  • VOTER SUPPRESSION
  • SCOTUS – HOBBY LOBBY DECISION
  • POLICE FORCE MILITARIZED ATTACKS ON COMMUNITIES – FERGUSON MISSOUI – 18 YEAR OLD BLACK STUDENT SHOT AND KILLED 08/14
  • HOSO SPEAKPITALS – EBOLA
  • UNIVERSITY OF NORTH CAROLINA FOOTBALL PLAYERS WHO GOT A PASS ON CLASSES THEY DID NOT ATTEND
  • U.S. CONGRESS – ADMIN – POTUS – NETANYAHU INVITATION TO SPEAK

 

HOW CAN THESE EVENTS OCCUR IN THE MOST PROSPEROUS AND ENLIGHTENED COUNTRY IN THE WORLD?

 

HOW?

 

I AM AT A LOSS TO RATIONALIZE THESE ISSUES.

RESPECTFULLY,

 

Daniel H. Zwicker,

Principal, B.Sc. (Hons.) P.Eng. CFP CLU CH.F.C. CFSB

Professional Engineers Ontario

Certified Financial Planner

Chartered Life Underwriter

Chartered Financial Consultant

Chartered Financial Services Broker

‘Raising The Bar’ – Slightly Out of Reach

 

‘What We Do’

Capital Risk Management

Lifetime Sustainable Income

Strategic Wealth Management

Specialists in Advanced Life Insurance Applications and

Lifetime Sustainable Retirement Planning Solutions

New clients are accepted by referral only

 

P.Eng.  – Professional Engineers Ontario (PEO) Designation

 

Professional Engineers Ontario, PEO, is the self-regulatory body that governs Ontario’s 73,000 professional engineers, and sets standards for and regulates engineering practice in the province. It has a statutory mandate under  the Professional Engineers Act of Ontario to protect the public interest where engineering is concerned.

 

Financial Practitioner Designations

 

CFP – Certified Financial Planner

The Certified Financial Planner designation is an internationally recognized standard for financial planning. It is granted by the Financial Planners Standards Council (FPSC). An advisor with a CFP may help you with personal financial planning and offer advice on investment products and strategies.

CLU – Chartered Life Underwriter

For more than 80 years, the CLU designation has been widely recognized as a mark of excellence in the industry. The Chartered Life Underwriter is a professional financial advisor specializing in developing effective solutions for individuals, business owners and professionals in the areas of income replacement, risk management, estate planning, and wealth transfer.

CH.F.C – Chartered Financial Consultant

A Chartered Financial Consultant is a financial advisor with advanced knowledge in wealth accumulation and retirement planning. An advisor with a CH.F.C. is an expert in retirement planning and capital accumulation strategies.

CFSB – Chartered Financial Services Broker

The CFSB Designation is granted by the Independent Financial Brokers of Canada

 

Code of Ethics & Statement of Principles of The Independent Financial Brokers of Canada

 

This Code of Ethics applies to all financial transactions, without regard to the product category, the type of intermediary, or the means by which the purchase of a product or service is transacted. If any principle or practice is inconsistent with a provision of an applicable law or regulation, the applicable law or regulation will take precedence.

 

CONTACT DETAILS: 

Bus: 416-726-2427

Email: danzwicker@rogers.com

 

first financial consulting group

 

Capital Risk Management

Sustainable Lifetime Income

Strategic Wealth Management

Specialists in Advanced Life Insurance Applications and Estate Planning Solutions

 4261 Highway Seven

Suite 238

Markham , Ontario

L3R 9W6

Canada

 

 

 

 

 

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